Accident-proneness, also known as clumsiness, is the conception that some people might have predisposition, or that they might be more likely to suffer accidents, such as car crashes and industrial injuries, than other people. It may be used as a reason to deny any insurance on such individuals.

Accident-proneness, also known as clumsiness, is the conception that some people might have predisposition, or that they might be more likely to suffer accidents, such as car crashes and industrial injuries, than other people. It may be used as a reason to deny any insurance on such individuals.